Rent vs. Buy: Which Builds More Wealth?
Plug in your rent and the home you’re eyeing. We compare your net worth month by month — buying (equity after selling costs, plus anything you invest) versus renting and investing the money you would have put into a home. Defaults are set for Gwinnett, Walton, and Barrow Counties.
Net worth over time
What you’d walk away with if you sold (or stopped renting) at the end of each year.
Where the money goes in month 1
Year-by-year breakdown
Want the answer for a real home?
Numbers are a starting point. I’ll run this on actual homes for sale in Loganville, Snellville, Monroe, Grayson, Winder and beyond — with real taxes, HOA dues, and rates. Remember: buy and wait, don’t wait to buy.
Estimates for education only — not financial, tax, or lending advice. Assumes a fixed-rate loan, property tax and insurance rising with home value, PMI dropping at 80% loan-to-value, and investment gains compounding monthly with no tax on gains. Tax savings only apply if you itemize. Verify rates, taxes, insurance and HOA dues for any specific property. Chris Davis, Davis Team, Keller Williams Realty Atlanta Partners · GA Lic. #327023.