Property Tax Rates: Loganville vs. Monroe GA — City & Unincorporated (2026)

Property taxes in the Loganville and Monroe area are more complicated than most buyers realize — and where your driveway sits relative to a city limit line or a county line can mean hundreds of dollars a year in difference. There are actually five distinct tax scenarios in the 30052 ZIP code and surrounding Walton County corridor:

1. Monroe inside city limits (Walton County)
2. Loganville inside city limits — Walton County side
3. Loganville inside city limits — Gwinnett County side
4. Unincorporated Walton County (no city levy)
5. Unincorporated Gwinnett County near Loganville (no city levy)

Here’s the complete 2025 breakdown, using official millage rates from the Walton County Board of Commissioners, Gwinnett County Tax Commissioner, and both school boards.

How Georgia Property Taxes Are Calculated

Georgia taxes property at 40% of fair market value — called the assessed value. Millage rates are then applied: 1 mill = $1 per $1,000 of assessed value. Your total bill is the sum of every taxing authority that applies to your specific parcel — county government, school district, fire district (in some areas), and city (if you’re inside city limits).

A $400,000 home has an assessed value of $160,000. At 35 mills combined, the tax bill is $5,600 before exemptions. That same rate math applies across all five scenarios below.

Scenario 1 — Monroe, GA (Inside City Limits)

Monroe is entirely in Walton County, making it the simplest scenario. Every Monroe homeowner pays the Walton County M&O levy, the Walton County school levy, and the City of Monroe levy — all on one tax bill from the Walton County Tax Commissioner.

2025 County M&O: 12.278 mills — increased from 10.413 to fund the new Walton County Public Safety Complex. School M&O: 15.965 mills — reduced from 16.176; school bond levy eliminated entirely (was 0.790). City of Monroe: 6.934 mills — up from 6.661 in 2024, primarily for employee salaries.

Scenario 2 — Loganville City Limits, Walton County Side

Properties on the Walton County portion of Loganville pay the same county and school rates as Monroe, but pay the City of Loganville’s rate instead of Monroe’s. In 2024, the City of Loganville accepted the rollback rate of 9.869 mills (down from a proposed 12.817). The 2025 rate was to be finalized at an August 2025 City Council meeting; the 2024 rollback is used as a close proxy here.

Loganville’s city rate is nearly 3 mills higher than Monroe’s — a key reason why city-limit Loganville properties cost more in tax terms than Monroe despite sitting just miles apart in the same county.

Scenario 3 — Loganville City Limits, Gwinnett County Side

This scenario has an important billing quirk that confuses buyers. The Gwinnett County Tax Commissioner bills 28.40 mills for properties in Loganville — covering Gwinnett County general fund, schools, school bond, recreation, and economic development. However, Gwinnett’s own rate table marks Loganville with an asterisk: “These cities bill their own city taxes — contact those cities for any taxes that may be due.”

The City of Loganville sends a separate bill for its own city rate (~9.869 mills in 2024). Once you add those together, the Gwinnett-side total is ~38.27 mills — nearly identical to the Walton side. Both sides of Loganville city limits carry essentially the same total tax burden.

The difference in the two sides comes down to the county’s portion: Gwinnett charges lower county M&O (6.95 mills) but higher school rates (18.70 + 1.45 = 20.15 mills), while Walton charges higher county M&O (12.278) but lower school rates (15.965). The city rate is the same either way.

Scenario 4 — Unincorporated Walton County (The Lowest Rate)

Properties outside any city limits in Walton County pay no city millage. Instead, they pay the county-wide M&O and school rates, plus a Special Fire District levy of 2.365 mills (approved August 2025, increased from 2.100) to fund county fire protection services.

The fire district applies to unincorporated Walton County and the small cities of Jersey, Walnut Grove, Good Hope, and Between — not to Monroe, Loganville, or Social Circle, which have their own city fire and police departments funded through city taxes.

The result: unincorporated Walton County carries the lowest combined millage of any scenario at approximately 30.61 mills — nearly 7.5 mills less than Loganville city limits and about 4.5 mills less than Monroe.

Scenario 5 — Unincorporated Gwinnett County Near Loganville

Unincorporated Gwinnett County parcels near Loganville (ZIP 30052) carry no city levy, but they do receive county fire/EMS (3.20), county police (2.90), and dev/code enforcement (0.36) — services that city residents get through their city government instead. Combined with Gwinnett’s school rates and county general fund, the total lands at 34.86 mills for 2025.

That puts unincorporated Gwinnett about 4 mills higher than unincorporated Walton County but about 3.4 mills lower than Loganville city limits on the Gwinnett side. It’s the middle-ground option within Gwinnett.

All Five Scenarios Side by Side

†Gwinnett side includes recreation (1.00) + econ dev (0.30) billed by Gwinnett County. All totals are 2025 estimates. City of Loganville 2024 rollback rate used; verify 2025 city rate directly with Loganville City Hall at 770-466-1688.

Real Dollar Examples Across All Five Scenarios

Assessed value = 40% of market value. No exemptions applied. These are gross estimates — actual bills vary based on assessed value assigned by the tax assessor and any exemptions you qualify for.

Calculated as: home value × 40% × millage rate. No homestead exemption applied. Actual assessments may differ.

Homestead Exemption: Walton County’s Hidden Advantage

Walton County has a voter-approved homestead exemption that freezes the assessed value used for county government taxes at the level when you first file. File in 2026 on a $400,000 home and your county M&O taxes are calculated on that same value even if the home hits $600,000 years later.

The freeze applies only to the county M&O levy — not school taxes, city taxes, or the fire district levy. It does not transfer when you sell. New buyers must refile, and the new freeze starts at the time of their filing.

Gwinnett County also has a homestead exemption that reduces the assessed value, but it works differently — it is a flat reduction rather than a full freeze, and the parameters vary for seniors vs. standard homeowners. Check with the Gwinnett Tax Commissioner for current amounts.

Frequently Asked Questions